If you’re shopping for long-term care insurance, be prepared to pay more for less coverage than you would have just ten years ago. There’s no secret that some insurers and left the market altogether. Others have hiked premiums, made it harder to qualify for coverage, and most all have done away with generous options like… Continue reading Five tips toward effective Long Term Care funding
Why anyone was surprised about this is a mystery to me!
Perhaps the single largest news story to appear on my newswire this morning was Blue Cross Blue Shield’s announced changes to it’s ACA (Affordable Care Act) Plans for 2016. Most specifically of interest is in regard to the revised rates and changes to the availability of thier Blue Advantage and Blue Select products. The news release begins, “Contrary to industry expectations,… Continue reading Why anyone was surprised about this is a mystery to me!
Want more happiness in life? Do these 15 things.
Luminita D. Saviuc’s blog – purposefairy.com features a list of 15 things that if we give up, will make our lives a lot easier and a whole lot happier. There are a lot of people out there who cling to a variety of things that cause pain, stress and suffering. Rather than letting go of them and… Continue reading Want more happiness in life? Do these 15 things.
Long Term Care Raleigh
Long Term Care Raleigh – Who Are We? Long Term Care Advocates is your primary resource for answers to questions about extended care planning. We are based here in Raleigh, NC located at 8601 Six Forks Rd, Suite 400. Kevin Hopkins, president of Long Term Care Advocates is a Certified Long Term Care Professional. (CLTC). For… Continue reading Long Term Care Raleigh
The Essentials About Healthcare Reform
Regardless of your politcal position on the Patient Protection and Affordable Care Act (PPACA), it is important to be prepared. The way you will be affected by the law will depend greatly on whether or not you currently have insurance and the type of coverage you have. Catch up with the “YouToons” as they help… Continue reading The Essentials About Healthcare Reform
What is Filial Responsibility?
These words may not be the subject of everyday conversations at the family dinner table, but they could become so, especially if you find yourself becoming the caretaker of an aging parent or sibling. Filial responsibility laws date back to 17th century. There were statutes in England called filial law requiring children to financially support their parents when they couldn’t… Continue reading What is Filial Responsibility?
Emergency Procedures for Seniors and Those with Disabilities
Seniors and those with disabilities may be more vulnerable to disaster-caused stress than others. While many are in good physical health, others may have one or more impairments that can become disabilities in an emergency. I felt compelled to write about emergency procedures for seniors and those with disabilities. Credit goes to Utah State University for most of… Continue reading Emergency Procedures for Seniors and Those with Disabilities
Notice to Homeowners of North Carolina: Long Term Care Planning Is Paramount!
For many residents of North Carolina long term care should be at the top of their watch list. This is especially true if they are within 10 to 15 years of the normal retirement age of 65. The subject of long-term care can be difficult to discuss. In fact, I find that many financial advisors… Continue reading Notice to Homeowners of North Carolina: Long Term Care Planning Is Paramount!
Alzheimer’s Disease and Cognitive Impairment Can Bring about Interesting Dialog Between Family Members
As we observer Mother’s Day, I thought it was appropriate to share a touching letter written by a mother to her daughter as the mother experiences the tender and poignant adventure of aging. My Dear Girl, The day you see I’m getting old, I ask you to please be patient, but most of all, try… Continue reading Alzheimer’s Disease and Cognitive Impairment Can Bring about Interesting Dialog Between Family Members