What Are The Risks?
- Less than 15% of long-term care is in a nursing home. The vast majority of care takes place in the home and community. American Health Care Association, 1998
- 43 percent of long-term care is provided to people under age 65. US Accounting Office, April, 1995
- 33 percent of stroke victims are under the age of 65. American Stroke Association
- 60 percent of Americans over age 65 will require long-term care in their lifetime.Washington Post, 1996
- 50 percent of family caregivers develop clinical anxiety disorders or depression. Journal of the American Medical Association
- 50 percent of claimants in a recent major study said they would be in a facility if it weren’t for their Long- Term Care Insurance Policy. Life Plans, 2001
- For a couple turning 65, there is a 75 percent chance that one of them will need long-term care. Wall Street Journal, June 2000
- The need for long-term care can occur at any age, but the likelihood of needing care increases proportionately as we get older.
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